![]() The Thrift Savings Plan, more commonly known simply as the TSP, is a retirement program created in 1986 for the benefit of federal employees, as well as members of the uniform services, including the Ready Reserve. What is it, and how does it work? What is the Thrift Savings Plan? Rather, the federal government offers a 401(k) equivalent in the Thrift Savings Plan. If you're employed by the federal government, or you’re a member of the military, there is no 401(k) plan available. These 401(k) plans are typically offered by for-profit companies. ![]() ![]() They allow you to directly participate in your retirement planning by making contributions to the plan, and in many cases, even managing your investments within the plan. Comprehensive Coverage Options Ways to Lock in Lower Homeowners Insurance Premiums How to Choose the Right Life Insurance Policy Compare the Different Types of Health Insurance Plans Popular Reviews Progressive GEICO State Farm AIG Allstate Banking Best Products Best Savings Accounts Best Checking Accounts Best CD Rates Best Money Market Accounts Best Business Checking Accounts Best Student Checking Accounts Calculate Checking Accounts 101 Emergency Savings Calculator Compare Savings Account Rates CD Rates Checking Accounts Personal Loans Best Products Best Personal Loans Best Debt Consolidation Loans Best Home Improvement Loans Best Medical Expenses Loans Calculators & Guides Personal Loans Calculator Guide to Personal Loans Guide to Refinancing Student Loans How to Consolidate Credit Card Debt Popular Reviews Upstart Payoff Sofi Lending Club Credit Cards Best Products Best Credit Cards Best Travel Cards Best Cash Back Cards Best 0% APR Credit Cards Best Rewards Cards Best Travel Cards Best Business Credit Cards Best Low Interest Cards Best Secured Cards Best Student Cards Read & Learn Credit Cards 101 Credit Score 101 Balance Transfer Guide Credit card bonus offers Popular Reviews Chase Ink Business Preferred Card Chase Sapphire Preferred® Citi Double Cash Card Chase Sapphire Reserve American Express Platinum Card Investing Best Products Where to Invest Money Best Brokerages Best Robo Advisors Read & Learn Investing 101 How to Buy First Stock How to Invest in Mutual Funds How to Pick a Financial Advisor How Much to Save for Retirement Popular Reviews Betterment Merill Edge Wealthfront Insurance Best Products Best Auto Insurance Best Home Insurance Best Life Insurance Best Health Insurance Read & Learn Figure Out How Much Auto Coverage You Need Collision vs.
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